What to Do After a Crash in New York
Prioritize safety, reporting and reliable documentation.
Read guide →Guide collection
Claims
Organize the first report, documents and follow-up.
Police Reports and the DMV MV-104
Know when a separate DMV accident report may be required.
Read guide →How to Start a New York No-Fault Claim
Identify the correct No-Fault insurer and send written notice promptly.
Read guide →New York No-Fault Claim Deadlines
A deadline overview that should trigger immediate action, not delay.
Read guide →Filing Collision or Comprehensive Claims
Use the policy’s notice, cooperation and repair procedures.
Read guide →Third-Party Property Damage Claims
A claim against another driver’s liability insurer requires fault and damage proof.
Read guide →Hit-and-Run and Uninsured Driver Claims
Report quickly and identify the applicable coverage path.
Read guide →Total Loss and Vehicle Valuation
Understand the valuation method before disputing the number.
Read guide →Vehicle Theft and Vandalism Claims
Comprehensive coverage is usually the relevant physical-damage coverage.
Read guide →Flood, Storm and Falling-Object Damage
Weather damage is usually analyzed under comprehensive coverage.
Read guide →Handling a Glass or Windshield Claim
Confirm deductible and calibration requirements before replacement.
Read guide →Transportation While a Vehicle Is Being Repaired
Rental reimbursement, theft transportation and third-party claims follow different rules.
Read guide →Claim Documents, Photos and a Communication Log
A simple evidence system reduces confusion.
Read guide →Claim Delays, Denials and Disputes
Ask for the coverage position and missing information in writing.
Read guide →Auto Insurance Fraud Awareness
Protect claim accuracy without interfering with legitimate care or reporting.
Read guide →Filing an Auto Insurance Complaint with DFS
Use the insurer’s process first when practical, then present a concise record.
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